Peer to Peer Lending: Invest In Secured* Property Loans

Lend direct to developers or property owners. Earn up to 10% p.a.

*Legal charge secured against UK property, however property values can go down as well as up so your capital is at risk and rates are also not guaranteed. Investments are illiquid so you are committed for the full period of the loan, which may be delayed. Not covered by the Financial Services Compensation Scheme (FSCS). Please read our full risk warning.

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How We Perform

* Approximate running total of investment in all products since 2012 - figures last updated 05/12/2019.
** Average returns based on bridging loan portfolio 2016-2018 (average returns by year 2016= 8-8%, 2017 = 9-7% p.a., 2018 = 8-9% p.a.) Remember past performance is not a reliable indicator of future performance.
*** Approximate running total number of investments made - figures last updated 05/12/2019

How it works

How To Invest

  1. Read our terms and make sure you are happy to proceed
  2. Register your account to view our live investments.
  3. Select the property investment you would like to invest in
  4. Returns will be paid to your account in accordance with the payment schedule for the relevant investment

Reasons to Invest

Here's What Our Members Think

Customer Reviews

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Why Bring Peer To Peer Lending
and Property Investment together?

Because both are considered worthwhile ways to generate profit – and because they complement each other more than you might think.

Even highly diversified unsecured peer to peer lending comes with too much risk for a lot of investors, while buy-to-let has a number of barriers to entry: regulation is disincentivising landlords, and in any case, if you’re looking to build a nest egg, it’s very hard to do so when the market is tailored to the needs of high net worth individuals (especially when you’re required to tie up capital in a property over the long term).

At The House Crowd, we combine property investment with secured peer to peer lending to create the perfect blend. You can band together with other investors to fund a single property, a bigger development or a loan for a homeowner with average returns of 9.2% p.a from 2016 to 2018 (average returns by year: 2016 = 8.8% p.a., 2017 = 9.7% p.a., 2018 = 8.9% p.a. Remember, past performance is not a guide to future performance).

We operate quickly, transparently, and efficiently: we review every loan application thoroughly and we issue offers to applicants that are designed to meet their borrowing needs, while guaranteeing appropriate investment returns. We stay in contact with the borrower throughout the loan term to ensure it is redeemed promptly.

Loans are structured to ensure you won’t pay any fees or penalties, and are secured against the underlying value of the property or the land upon which property is being developed.

Finally, though secured peer to peer lending is one of our primary products, it’s not the only way to partner with us. We also offer an Innovative Finance ISA, property development investment and an auto-invest product designed to take all of the hassle out of portfolio management!

Open your House Crowd account today or contact one of our specialists to review your secured investment options.

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